Job Properties
  • Job Type
    Full-time Position
  • Background
    Finance and Economics
    Management & Business Others
  • Languages
    English
  • Experience Required
    3 - 5 Years
  • Degree Required
    Bachelor
    • Province
      Eindhoven
    • Date Posted
      January 01,2021
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    Global Head of Loan Review

    Global Head of Loan Review

    As the Global Head of Loan Review, you are responsible for the hierarchical and functional loan review function (‘LRF’). In this function you provide independent insight in the quality of the execution of the credit lending/control and financial restructuring and recovery processes as performed in the 1st line across both in the credit underwriting as well as the Collection and Recovery process. The Global Head of Loan Review reports directly into the Head of Group Integrated Risk.

    Day to day:

    Day to day:

    • has the responsibility to implement and maintain a robust and global framework which is the basis for identifying review objects, risk assessment of (sub)portfolios, performing planned loan reviews and reporting on results and providing insight in underlying root causes and remediation plans. This global framework is to be used across the various portfolios across the regions.
    • has the responsibility to provide a comprehensive loan review plan for DLL suitable to identify issues in the execution of the credit processes in a timely manner in order for first line management to remediate.
    • implements and maintains a quality assurance program, to ensure that loan reviews are performed with good quality
    • is primary account manager with a large variety of stakeholders (e.g. heads of global business units , CRO’s central and locally, policy makers, regulator, audit parties)
    • has the responsibility for the group wide reporting on the execution of loan reviews on progress, outcomes (and global developments thereof) and finding management/remediation
    • builds and supports the global community of loan review officers not only through the abovementioned, but also by providing an escalation path in case of disagreements and facilitating and leading the global community discussions.
    • aligns the approach and responsibilities with other second line testing functions (e.g. operating/ compliance testing and oversight) resulting in efficient second line monitoring
    • implements and maintains the group wide oversight and challenge within the loan review function for credit risk. Effectively, this means:
      • provides support (advice and guide) for the first lines risks and controls
      • provides independent oversight and constructively challenges performance of the first line risk and control activities and/or remediation of findings.
      • is independently responsible for the management and (progress)control of all tactical, operational and supporting processes within his/her own department. Is hierarchically and functionally responsible for the team of professionals in the LRF community of Lona d Review Officers in the different regions

    “There is a culture within DLL to enable and engage.”

    Essentials:

    Essentials:

    • University degree or comparable level of work / experience required
    • Understanding of regulatory requirements
    • Broad knowledge of financial and non-financial risk management
    • Experience in a combination of Credit, Loan Review and/or Audit environment for a minimum of 10 years
    • Profound knowledge of the leasing business processes in the relevant domains including products, policies,
    • processes, systems, risks and organizational set-ups.
    • Strong skills in making frameworks and structuring information; a ‘structure/system-thinker’
    • Project management skills and management skills
    • Great communication skills both in writing and orally
    • Have seniority, authority, independence, know how.
    • Experienced in dealing with regulators and supervisors
    • Proactive/Initiative: Self-starting and self-organizing, works effectively and efficiently, prioritizes work and anticipates business needs
    • Good self-reflection skills, assessing if the goals of LRF are being met on a regular basis
    • Solid judgement & decision-making skills, providing a good insight in the current state of the mitigation of credit risk
    • The ability and willingness to collaborate with others, but also apply emotional intelligence, to prevent adversarial relationships, but provide a win-win situation for all parties
    • Coaching skills to support the LRF-community and develop starting loan review officers to reliable and independent review professionals and seasoned loan review officers to sparring partners for management
    • Excellent knowledge of the Dutch and English language (both written and verbal)

    Settling in

    Settling in

    At DLL, you’ll deal with the constantly changing needs of our business and our partners. To make sure we succeed, members must look to the future and adapt to the present. That’s why we also encourage members to seek out the best skills across all our offices. The more networked we are as an organization, the more effective we can be at seeing more than a customer and working harder as a partner.

    All members enjoy

    • Two working days per year volunteering for a local charity
    • Health and Wellness program including healthy food, free health checks, fun health & vitality activities
    • Flexible hours with possibility to work from home
    • Career development opportunities: online learning, member development programs

    DLL’s wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and the other priorities that make up their lives. Our four wellbeing categories are as follows:

    • Connection – Build meaningful connections with other members
    • Health – Manage mental, emotional, and physical health
    • Finance – Provide learning opportunities to help members achieve personal financial health
    • Lifestyle – Maintain balance between work and life priorities

    These are the things that matter to our members and the wellbeing of our members matters to DLL!

    DLL in a nutshell

    DLL in a nutshell

    DLL is a global vendor finance company with more than EUR 30 billion in assets. Founded in 1969 and headquartered in Eindhoven, the Netherlands, DLL provides asset-based financial solutions in the Agriculture, Food, Healthcare, Clean Technology, Construction, Transportation, Industrial, Office Equipment and Technology industries. DLL partners with equipment manufacturers, dealers and distributors in more than 30 countries to support their distribution channels and help grow their businesses. DLL combines customer focus with deep industry knowledge to deliver sustainable solutions for the complete asset life cycle, including commercial finance, retail finance and used equipment finance. DLL is a wholly owned subsidiary of Rabobank Group.

    To learn more about DLL, visit www.dllgroup.com.

    Good to know:

    Good to know:

    • Deadline for applications: January 17, 2021
    • Reporting to Head of Group Integrated Risk
    • The selection process may involve an assessment
    • Applications via email will not be reviewed. Please apply online via our career website
    • DLL’s referral program applies
    • For more information you can contact Nico Molenschot, Talent Acquisition Partner, via molenschot@dllgroup.com

    DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.

    DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring is subject to successful completion of a background verification and integrity check.

    Screening is part of the application procedure and DLL screens all interns and new employees according to the “DLL Global Screening Policy” in order to ascertain whether the applicant may hold a position at DLL.

     
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