For an international organisation in the Financial Services industry located in Amsterdam we are looking for an Credit Analyst. Do you have experience with credit proposals and the underwriting process within the leasing or banking sector? Do you want to work within a small corporate organisation with international colleagues? Please keep reading!
Description of the position
The Credit Analyst will join the Financial Risk Management (FRM) department of our client. The FRM department is part of the Group Risk department and is responsible for setting up and maintaining risk governance, risk cycles, policies, early warning indicators and KRI's for all financial risk domains (e.g. asset, credit, treasury and insurance) which allows the FRM department to detect potential risks that can impact the organisation. The purpose of the Credit Analyst role is to support the CRO domain by continuously monitoring and reporting on the underwriting related processes. Key responsibilities of the role are to:
Ensure that the underwriting process as defined within the organisation and the regulatory environment is implemented and complied within the whole group;
Assess the credit proposals of entities (that exceed the local authority level), including insurance related requests;
Maintain the underwriting process and the assessment of the credit proposals related to the financial counterparties of the organisation, ;
Advise and prepare other credit risk related proposals to the relevant committees on group level (e.g. Group Risk Committee, Managing Board and Supervisory Board);
Actively strengthen the global risk management framework, to stimulate risk awareness within the group and to enable management to evaluate and balance risks and returns in business activities;
Propose actions to improve the efficiency of the underwriting process;
Provide training and to facilitate knowledge sharing and risk awareness within the Group Risk department, other departments at HQ and within the group entities;
Advise on risk strategy and strategic risk assessment and translate this into risk appetite.
Education and skills
You need to be able to work closely with internal stakeholders across departments and group entities to receive required input. You have the DNA to independently identify control weaknesses and constructively communicate these weaknesses to different layers of the organisation, including executive management, both verbal and written. You are able to deal with confidential information, are reliable and have a high level of integrity.
Minimum of approx. 3 years of relevant working experience;
Experience with prudential regulation and external regulators;
The DNA to deliver end-to-end solutions, integrated processes, and implementation of actions that support business needs;
Excellent verbal and written communication skills in English, with the ability to effectively communicate and influence senior management;
Collaboration, agility, result-oriented project management and decision making are examples of key behaviours reflecting the agile culture of the organisation.
You will be offered a good salary with excellent secondary benefits, including a bonus, lease car or mobility budget and a non-contributory pension scheme. Furthermore, you will join a dynamic organisation with extensive opportunities to develop yourself.
Are you interested in the position of Credit Analyst? Then apply as soon as possible.