Hi!

Not long ago we have discussed a lot about

the details about the policies in the Netherlands such as working contract, payroll, etc.

And we have received many feedbacks.

"The more I understand about my payroll, the more I feel poor. After paying such high taxes, how can I survive with my salary left?"

I can totally understand your feelings.

With all basic expenses and the expenses of occasionally treating yourself

It' s just hard to save any money at the end of the month.

The allowance policy "teoslag" can be of great help in these occasions.

The Dutch government provides different financial subsidies for residents through Dutch Tax and Customs Administration. "Teoslag" is a benefit policy to help people with low income cover basic living costs such as rent, health insurances, childcare, etc. The most common benefits we may come across are rent allowance and healthcare allowance. Pay attention and let me tell you more about it. 

Toeslag 1

Rent allowance

Huurtoeslag

Most of the Chinese people living in the Netherlands are presumably still in a stage of renting their accommodations. With housing price and rent going higher, to reduce the financial burden of people with low income, rent allowance is provided.  The amount of rent allowance depends on your age, place of residence, rent and family total income. 

What are the conditions needed to apply for rent allowance？

• Rent the accommodation alone instead of sharing with others.

• The accommodation must be self-sufficient with its own kitchen, bathroom, etc.

• Sign a legit rental agreement with your landlord.

• Register your address.

• Older than 18 years old.

• Have legit resident permit.

• Do not have too much property, such as savings, stocks, investments, etc.

• Income is lower than a certain level (followed by details)

How much annual income would meet the requirement to apply rent allowance?

*single househlod: no fiscal partner

*non-single household: with fiscal partner

If you meet all the conditions above, then you can calculate the amount of rent allowance you can get on the website of toeslag. A template is provided below, the website is listed here:

https://www.belastingdienst.nl/rekenhulpen/toeslagen/

Toeslag 2

Healthcare allowances

Zorgtoeslag

I believe most of you have already changed your insurance to basic Dutch health insurance. Seeing the expensive insurances invoices, do you miss the cheap student insurance? Of course, the Dutch government also considered your thoughts. Healthcare allowances can be provided to reduce financial burden for residents. 

So what conditions should be met to apply for healthcare allowance?

• Have basic Dutch health insurance.

• Older than 18 years old.

• Have an EU nationality, valid resident permit or working permit.

• Income is lower than a certain level. (followed by details)

• Assets are less than a certain value. (followed by details)

How much annual income would meet the requirement to apply healthcare allowance?

 *single househlod: no fiscal partner

*non-single household: with fiscal partner

So next is to calculate the amount of your healthcare allowance. It is the same page as the one used for rent allowance, but this time choosing zorgtoeslag will do. Here is a template:

Besides the conditions listed above, 

there are still things worth noticing.

• You need to use your DigiD to log into website of toeslag;

• Here is the address:

https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/toeslagen/inloggen_op_mijn_toeslagen;

• If your income changes, you need to update your income information on the website of toeslag;

• Your allowance will decrease if your income increases. 

So,

Don’t worry too much 

If your intern salary cannot cover your expense.

Bring this summary and start applying.

Don’t miss the chance, 

go and get your allowance now.

原文链接:

https://mp.weixin.qq.com/s/N5DNZkri8xJkHMkZZaKtJg